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March 2, 2016

UMass Med. explores reasons for uninsurance

File Photo University of Massachusetts Medical School has researched the remaining uninsured in Massachusetts.

A new study out from UMass Medical School and the Blue Cross Blue Shield of Massachusetts Foundation explores the reasons why 200,000 Massachusetts residents still have no insurance despite continued health care reform.

While Massachusetts has the lowest uninsured rate in the nation, at 3 percent, there are still a great deal of uninsured individuals in the state.

The study concluded that while there are many reasons people remain uninsured, including cost, many want health insurance coverage and the possibility of a penalty is not a driving factor for people. Uninsured individuals voiced common themes concerning their experiences in applying for health insurance, including a strong preference for in-person assistance over applying by phone or online.

Above all, the study found the uninsured to be a very diverse group. Because of this diversity, there is likely no single outreach strategy or policy that will lower the uninsurance rate in Massachusetts, the study found. Many options will be needed, and to be effective they should be designed and implemented while taking into consideration the experiences of the currently uninsured.

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